Mortgage Closing Services

Collect Mandatory Mortgage Docs

We collect and organize all mandatory closing documents including property inspection reports, appraisal reports, title commitments, Closing Disclosure (CD) forms, Loan Estimates (LE), preliminary title reports, surveys, water/sewer certifications, and FEMA flood certificates to ensure complete loan file assembly for successful mortgage closings.

Review Property Title

We organize closing files in sequential order for efficient processing including final evaluation of recorded legal rights, review of title insurance policies with listed exceptions and exclusions, and examination of property plats identifying legal boundaries, encroachments, and recorded easements.

Preparing Closing Instruction Statement

We perform final quality control review of loan applications, appraisal reports, flood certifications, inspection reports, and homeowner's insurance policies, then prepare detailed closing instructions for the funding department including promissory notes, wire transfer instructions, and E&O insurance certificates.

Working with Settlement Companies

We coordinate with title companies and settlement agents to obtain fee sheets, escrow agreements, tax proration calculations, and lien payoff statements. We prepare and deliver lender closing instructions to settlement agents and confirm fund disbursement procedures for successful loan closing.

Preparing and Dispatching Closing Docs

We prepare and deliver initial Closing Disclosures (CD) and all required closing documents including Loan Estimates, final CDs, TRID disclosures, and state-specific forms in full compliance with CFPB regulations. We follow up closely with settlement companies to ensure timely mortgage loan closing.

Closing Serving Steps

We perform comprehensive closing servicing including title examination, tax and insurance escrow audits, statutory statement preparation, deed preparation, fee sheet compilation, preliminary HUD-1 preparation, and final HUD-1/CD preparation based on closing instructions and vendor invoices. We obtain closing protection letters (CPL) and secure wire transfer instructions for safe fund disbursement.

Key Service Features